Pre-Owned Wisdom: Essential Checks Before Buying A Used Bike

When considering purchasing a used bike, aligning your choice with your intended type of riding is essential. Understanding your needs will guide your search parameters, whether commuting, off-road adventures, or leisurely rides.

• Thorough Research: Knowledge is key. Dive into online resources or consult with experts to learn about the specific type of bike you’re interested in. Understand its features, joint issues, and potential maintenance requirements.

• Physical Inspection: Before finalising your decision, conduct a comprehensive physical inspection of the bike. Scrutinise the paint, tyres, and overall external body for any damages, focusing on dents and acceptable scratches. Check for leaks, wear and tear, and assess the condition of the brakes.

• Service History Evaluation: Inquire about the bike’s service history. Knowing how frequently and for what reasons the bike underwent servicing provides valuable insights into its overall condition and potential issues.

• Document Verification: Verify necessary documents such as bike insurance, RC book, original invoice duration, pollution certificate, and extended warranty. Ensure all paperwork is in order before proceeding. To ensure a hassle-free process, perform a comprehensive bike insurance check online before finalising your used bike purchase.

• Test Drive: Take the bike for a test drive to evaluate its performance, comfort, speed, and mileage. A hands-on experience is crucial to determine if the bike aligns with your preferences.

Ownership Transfer Process

Upon deciding on a used bike, initiate the ownership transfer process promptly:

• Apply for ownership transfer at the same RTO where the bike was initially registered.
• Complete Forms 29 and 30, submitting them to the Directorate of Transportation along with original documents like RC, insurance, emission test results, tax receipts, and photos of the seller’s address.
• The transfer will be completed within 14 days after the registering authority verifies.

Insurance Transfer Process

• Transferring bike insurance is a crucial step in the ownership transfer process:
• Apply for insurance transfer within 15 days of the ownership transfer date.
• Provide required documents, including registration certificate, proof of ownership transfer date, original insurance policy details, vehicle information, dealer’s name, and premium payment details.

• The insurance provider will change the policyholder’s name after verifying all documents.
• Calculate the insurance premium, ensuring third-party insurance at the time of transfer.

Let us say the transferred insurance is a Bajaj Allianz policy. In that case, the process of Bajaj Allianz general insurance renewal for two-wheelers will be a simple and hassle-free one that can be done from home. 

Types Of Used Bike Policies

Understand the two main types of policies for used bikes:

• Third-Party Insurance: Covers personal accidents and losses incurred by third parties, including harm to a third party and damage to their property or vehicle. *

• Comprehensive Policy: Provides coverage for personal injuries, damage to your bike from accidents, and losses to third parties. It includes additional coverage options. *

Consider doing a bike insurance check online as a crucial step before concluding the purchase of your used bike, ensuring a smooth and informed decision-making process. Before finalising your insurance decision, explore the features and benefits of Bajaj Allianz’s two-wheeler insurance third-party coverage for the ideal protection. Claims are subject to terms and conditions set forth under the motor insurance policy. *

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*Standard T&C Apply

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.